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    <fireside:genDate>Thu, 23 Apr 2026 02:33:57 -0500</fireside:genDate>
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    <title>OHH: Oliver Happy Hour - Episodes Tagged with “Credit Score”</title>
    <link>https://ohh.fireside.fm/tags/credit%20score</link>
    <pubDate>Sun, 05 May 2024 18:00:00 -0700</pubDate>
    <description>This is an hour-long episodic podcast series called Oliver Happy Hour. Hosts are siblings (IG: DaisyO - @daisyo, Devy Dev - @dco_love, &amp; Darrin, Darrin - @daredog91) who have degrees and passions in social work, self care and mental health, psychology, african-american history, spiritual development, music and human resources. We blissfully laugh, make up stories, develop ideas, support each other, and share practices that transforms society into a more conscious space of existence. Our desire is to reach radio spheres playing music, discussing current popular or political news &amp; events, and conducting interviews with friends, family, influencers, movers and shakers. We are an elite family who grew up in Compton, CA. We find ways to connect society together with innovative and creative processes that pioneer a new form of communication via an old school technology source - the radio. Recorded via audio and video each episode, live and direct
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    <itunes:type>episodic</itunes:type>
    <itunes:subtitle>A weekly review of the latest new music, happenings in pop culture with a rounded discussion of politics. </itunes:subtitle>
    <itunes:author>D. Oliver</itunes:author>
    <itunes:summary>This is an hour-long episodic podcast series called Oliver Happy Hour. Hosts are siblings (IG: DaisyO - @daisyo, Devy Dev - @dco_love, &amp; Darrin, Darrin - @daredog91) who have degrees and passions in social work, self care and mental health, psychology, african-american history, spiritual development, music and human resources. We blissfully laugh, make up stories, develop ideas, support each other, and share practices that transforms society into a more conscious space of existence. Our desire is to reach radio spheres playing music, discussing current popular or political news &amp; events, and conducting interviews with friends, family, influencers, movers and shakers. We are an elite family who grew up in Compton, CA. We find ways to connect society together with innovative and creative processes that pioneer a new form of communication via an old school technology source - the radio. Recorded via audio and video each episode, live and direct
</itunes:summary>
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    <itunes:explicit>yes</itunes:explicit>
    <itunes:keywords>music, new music, news, politics, politricks, pop, pop culture, comedy, Los Angeles, LA, gossip, celebrity, infotainment, entertainment,  culture, Life &amp; Society, arts &amp; entertainment</itunes:keywords>
    <itunes:owner>
      <itunes:name>D. Oliver</itunes:name>
      <itunes:email>oliverhappyhour@gmail.com</itunes:email>
    </itunes:owner>
<itunes:category text="Comedy"/>
<itunes:category text="News"/>
<itunes:category text="Music"/>
<item>
  <title>OHH: Episode 151</title>
  <link>https://ohh.fireside.fm/ohh-ep151</link>
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  <pubDate>Sun, 05 May 2024 18:00:00 -0700</pubDate>
  <author>D. Oliver</author>
  <enclosure url="https://aphid.fireside.fm/d/1437767933/ab0f033b-c552-4c95-bd82-7516140cc025/bbcf76a3-e3b3-4c83-887b-a6f78412d4c7.mp3" length="43993048" type="audio/mpeg"/>
  <itunes:episodeType>full</itunes:episodeType>
  <itunes:author>D. Oliver</itunes:author>
  <itunes:subtitle>In this episode we discuss the history of the credit card, and credit in the United States. Do you know what the impact of your credit score is? Have you checked yours recently? </itunes:subtitle>
  <itunes:duration>45:49</itunes:duration>
  <itunes:explicit>yes</itunes:explicit>
  <itunes:image href="https://media24.fireside.fm/file/fireside-images-2024/podcasts/images/a/ab0f033b-c552-4c95-bd82-7516140cc025/cover.jpg?v=2"/>
  <description>*Episode 151: Question of the Month - How to raise credit score and reach Financial Freedom?
*
_In this episode we discuss the history of the credit card, and credit in the United States. Do you know what the impact of your credit score is? Have you checked yours recently? 
_
History of Credit and the Credit Card 
U.S. Credit 
Gen X has the highest credit, avg $9,123. 
Avg: $6,500.00 
FICO score: 300 - 850
Average American FICO score: 715
AnnualCreditReport.com
Do you have a favorite credit card? 
Discover purchased by Capital One
Department Stores’ reliance on their credit cards. 
Score Range
Budgeting
Daisy’s story of PSLF student loan forgiveness and raising credit score from low 600’s after not using credit cards, to 800+ in 3 years
</description>
  <itunes:keywords> OHH, happy hour, new music, music, podcast, sibling podcast,  pop culture, politics, politricks, news, Los Angeles, South LA, South Central, south los angeles, LA, California, Los Angeles, California, podcast, culture, life and society, talk radio, talk, los angeles podcast, southcentral podcast, south la podcast, southeast los angeles, credit card, credit, credit report,  credit history, credit card debt, debt, credit score, Capitol One, Diners Club, budgeting, financial goals, budgeting, budget, finances, low credit score, low score, good credit</itunes:keywords>
  <content:encoded>
    <![CDATA[<p>*<em>Episode 151: Question of the Month - How to raise credit score and reach Financial Freedom?<br>
*</em></p>

<p>_In this episode we discuss the history of the credit card, and credit in the United States. Do you know what the impact of your credit score is? Have you checked yours recently? <br>
_</p>

<p>History of Credit and the Credit Card <br>
U.S. Credit <br>
Gen X has the highest credit, avg $9,123. <br>
Avg: $6,500.00 <br>
FICO score: 300 - 850<br>
Average American FICO score: 715<br>
AnnualCreditReport.com<br>
Do you have a favorite credit card? <br>
Discover purchased by Capital One<br>
Department Stores’ reliance on their credit cards. <br>
Score Range<br>
Budgeting<br>
Daisy’s story of PSLF student loan forgiveness and raising credit score from low 600’s after not using credit cards, to 800+ in 3 years</p>]]>
  </content:encoded>
  <itunes:summary>
    <![CDATA[<p>*<em>Episode 151: Question of the Month - How to raise credit score and reach Financial Freedom?<br>
*</em></p>

<p>_In this episode we discuss the history of the credit card, and credit in the United States. Do you know what the impact of your credit score is? Have you checked yours recently? <br>
_</p>

<p>History of Credit and the Credit Card <br>
U.S. Credit <br>
Gen X has the highest credit, avg $9,123. <br>
Avg: $6,500.00 <br>
FICO score: 300 - 850<br>
Average American FICO score: 715<br>
AnnualCreditReport.com<br>
Do you have a favorite credit card? <br>
Discover purchased by Capital One<br>
Department Stores’ reliance on their credit cards. <br>
Score Range<br>
Budgeting<br>
Daisy’s story of PSLF student loan forgiveness and raising credit score from low 600’s after not using credit cards, to 800+ in 3 years</p>]]>
  </itunes:summary>
</item>
<item>
  <title>OHH: Episode 116</title>
  <link>https://ohh.fireside.fm/ohh-ep116</link>
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  <pubDate>Sun, 25 Sep 2022 19:00:00 -0700</pubDate>
  <author>D. Oliver</author>
  <enclosure url="https://aphid.fireside.fm/d/1437767933/ab0f033b-c552-4c95-bd82-7516140cc025/6d874330-2fdc-4827-99cd-d5b3b3423986.mp3" length="50365254" type="audio/mpeg"/>
  <itunes:episodeType>full</itunes:episodeType>
  <itunes:author>D. Oliver</itunes:author>
  <itunes:subtitle>Dang....it's been a really long time since we've gathered, but here we are in 2022! Listen in to our most recent episode, ending our long hiatus. </itunes:subtitle>
  <itunes:duration>52:27</itunes:duration>
  <itunes:explicit>yes</itunes:explicit>
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  <description>*Happy Hour 116 ### *
Music
What  did you listen to today
(Daisy )Jesse Ware - running - song
(Devyn) - Nipsey  - status symbol 3 / Beyonce - Thique
(Darrin) - Over &amp;amp; Over - Sylvester 
WHATS POPPIN in the neighborhood
incident with PNB Rock at the local roscoe’s 
our family roscoe’s on Main
Daisy’s Roscoe’s story 
how does this make the neighborhood look? 
was it a targeted attack? 
FINANCES 
* Where did you learn how to manage your finances? 
* What were the biggest financial mistakes? successes? 
* What is something that you would spend your money on again! 
* _HISTORY OF CREDIT _ 
</description>
  <itunes:keywords> OHH, happy hour, new music, music, podcast, sibling podcast,  pop culture, politics, politricks, news, Los Angeles, South LA, South Central, south los angeles, LA, California, LosAngeles, California, supportthehomies, podcast, culture, life and society, talk radio, talk, finance, education, credit score, fico, PNBRock, Roscoes, RIP, RIPPNBrock, los angeles podcast, southcentralpodcast, south la podcast, southeast los angeles </itunes:keywords>
  <content:encoded>
    <![CDATA[<h3>*<em>Happy Hour 116 ### *</em></h3>

<p><strong>Music</strong><br>
<em>What  did you listen to today</em></p>

<ul>
<li>(Daisy )Jesse Ware - running - song</li>
<li>(Devyn) - Nipsey  - status symbol 3 / Beyonce - Thique</li>
<li>(Darrin) - Over &amp; Over - Sylvester </li>
</ul>

<p><strong>WHATS POPPIN</strong> <em>in the neighborhood</em></p>

<ul>
<li>incident with PNB Rock at the local roscoe’s 

<ul>
<li>our family roscoe’s on Main</li>
<li>Daisy’s Roscoe’s story </li>
<li>how does this make the neighborhood look? </li>
<li>was it a targeted attack? </li>
</ul></li>
</ul>

<p><strong>FINANCES</strong> </p>

<ul>
<li>Where did you learn how to manage your finances? </li>
<li>What were the biggest financial mistakes? successes? </li>
<li>What is something that you would spend your money on again! </li>
<li>_HISTORY OF CREDIT _</li>
</ul>]]>
  </content:encoded>
  <itunes:summary>
    <![CDATA[<h3>*<em>Happy Hour 116 ### *</em></h3>

<p><strong>Music</strong><br>
<em>What  did you listen to today</em></p>

<ul>
<li>(Daisy )Jesse Ware - running - song</li>
<li>(Devyn) - Nipsey  - status symbol 3 / Beyonce - Thique</li>
<li>(Darrin) - Over &amp; Over - Sylvester </li>
</ul>

<p><strong>WHATS POPPIN</strong> <em>in the neighborhood</em></p>

<ul>
<li>incident with PNB Rock at the local roscoe’s 

<ul>
<li>our family roscoe’s on Main</li>
<li>Daisy’s Roscoe’s story </li>
<li>how does this make the neighborhood look? </li>
<li>was it a targeted attack? </li>
</ul></li>
</ul>

<p><strong>FINANCES</strong> </p>

<ul>
<li>Where did you learn how to manage your finances? </li>
<li>What were the biggest financial mistakes? successes? </li>
<li>What is something that you would spend your money on again! </li>
<li>_HISTORY OF CREDIT _</li>
</ul>]]>
  </itunes:summary>
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